Mortgage Lending and Servicing

Helping Companies with Real Estate Financial ServicesMortgage Lending and Servicing

Lawyers in our Mortgage Lending and Servicing practice area counsel bank and non-bank lenders and servicers on an array of state and federal laws and regulations that impact residential mortgage and home equity lending and servicing, including, but not limited to, the Consumer Financial Protection Bureau's mortgage origination and servicing rules and the TILA-RESPA Integrated Disclosure rule. In addition to counseling lenders and servicers, we also advise technology companies that provide residential mortgage loan origination and testing platforms. We assist clients with compliance reviews of their own operations, as well as due diligence on third parties. Along with lawyers practicing in our Government Investigations, Examinations & Enforcement practice area, we assist clients in regulatory enforcement proceedings. Areas in which we advise clients include (for example):

  • Disclosures
  • Fair lending
  • Fee limitations
  • Foreclosure processes and other servicing requirements
  • Licensing
  • Loan originator compensation
  • Loan sale and purchase agreements
  • Marketing
  • Servicing agreements
  • UDAAP