Clay is a partner in the firm's Maryland office. He assists national and state banks, savings associations, credit unions, mortgage bankers and licensed lenders in the development and maintenance of consumer mortgage, automobile finance and other credit programs.
Prior to joining Hudson Cook, Clay was an associate at M.J. Advanced in Baltimore, Maryland where he conducted research and drafting at the investor relations firm, working with internal and external matters including revisions to the employee handbook and employee documents, construction and preparation of business plan documents, and preparation of press releases.
Clay is a member of the American Bar Association, Section of Business Law and the Maryland and District of Columbia Bar Associations.
Clay received his law degree magna cum laude, Order of the Coif, in 2006 from The University of Maryland School of Law. He holds a Bachelor of Arts summa cum laude, First Honor Graduate, in Business Management from Washington College.
The University of Maryland School of Law, Baltimore, Maryland, J.D., May 2006 (magna cum laude, Order of the Coif).
Washington College, Chestertown, Maryland, May 2003, B.A. Business Management (summa cum laude, First Honor Graduate).
Admitted to practice in Maryland (2006) and the District of Columbia (2010)
Member, American Bar Association (Section on Business Law); Maryland State Bar Association; District of Columbia Bar.
"New Act Creates Issues for Debt Collectors in Arkansas," Basis Points, July 2009.
"Arkansas May Yet Become a Viable Financing Environment," Spot Delivery, May 2009.
"Proposals Addressing Credit Card Lending Practices," Lexis Nexis Emerging Issues, July 2008.