People

Allen H. Denson
Partner
202.327.9718    
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Washington, D.C.
1909 K Street, NW
4th Floor
Washington, DC 20006
202.223.6930
Fax: 202.223.6935
Professional Experience

Allen is a partner in the firm's Washington, DC office. His practice focuses on representing, small dollar lenders, sales finance companies, Fintech companies, banks, auto dealers and other financial services companies in government investigations, examinations and regulatory enforcement actions. He represents clients before the CFPB, FTC, DOJ, federal prudential regulators, as well as state attorneys general and financial regulatory agencies. He also assists clients in complying with federal consumer financial law.

Allen frequently speaks on a variety of compliance topics to professional associations such as: the American Bar Association, Consumer Financial Services Committee; Financial Service Centers of America; Community Financial Services Association; Online Lenders Alliance; National Association of Buy-Here-Pay-Here Dealers; and National Independent Auto Dealers Association.

Prior to joining Hudson Cook, Allen was a Senior Attorney with the U.S. Department of the Treasury, Office of the Comptroller of the Currency, Enforcement & Compliance Division. There, he conducted investigations and litigation relating to federal banking law and assisted examiners with the oversight of problem banks.

He also served as a Judicial Law Clerk for The Honorable Virginia Emerson Hopkins, Federal District Court for the Northern District of Alabama.

Allen received his law degree from The University of Alabama with magna cum laude, Order of the Coif honors in 2008. He holds a Bachelor of Arts, cum laude, from The College of William and Mary. He is admitted to the District of Columbia Bar and the Alabama Bar.

Education

The University of Alabama, Juris Doctor, Magna Cum Laude, Order of the Coif, Alabama Law Review, May 2008

The College of William & Mary, Bachelor of Arts, Cum Laude, May 2004

Professional Memberships and Activities

Admitted to District of Columbia Bar, 2011

Admitted to Alabama Bar, 2008

Speeches and Publications

"Pitfalls in Pricing & Finance Charges," National Independent Auto Dealers Association Convention and Expo, June 2016.

"Disparate Impact and Dealer Participation: What's Happened and What's Next?" Credit Union Direct Lending & Marketing Conference, May 2016.

"Positive Dealings with Your Regulator: Tips for CFPB Examinations, Enforcement Actions, and Complaint Resolution," Community Financial Services Association of America Annual Meeting, March 2016.

"The CFPB: A Year in Review," American Bar Association Business Law Section Winter Meeting, January 2016.

"Becoming a Compliant Vendor and Vendor Management for Financial Service Providers," Financial Service Centers of America Annual Conference & Exposition, October 2015.

"Tomorrow and Tomorrow and Tomorrow: The CFPB's Unbounded Limitations Period," Basis Points, July 2015.

"Government Investigations & Lessons Learned," Community Financial Services Association of America Annual Meeting & Conference, May 2015.

"Effective Strategies for Responding to CFPB CIDs," Financial Service Centers of America Annual Conference & Exposition, October 2014.

"Managing Investigations from the Consumer Financial Protection Bureau," Career Education Review, September 2014.

"Credit Bureau Furnishing: Path to Better Credit for Consumers or a Pitfall for Furnishers?" BHPH Report, September 2014.

"You Get a Letter From the CFPB. What Do You Do?" Online Lenders Alliance, Compliance University, Washington, DC, July 2014.