Becki is a partner in the firm's Washington, DC office, where she chairs the Credit Reporting, Privacy, and Data Security Practice Group. Her practice focuses on consumer financial services and consumer protection matters. Becki counsels financial institutions, consumer reporting agencies, service providers, and others in complying with consumer financial laws and prohibitions against unfair, deceptive, or abusive trade practices. She is an experienced advocate and litigator, representing clients before federal and state agencies and the courts, particularly the Federal Trade Commission and Consumer Financial Protection Bureau, in investigations and other proceedings.
Prior to joining Hudson Cook, Becki was Vice President and Senior Regulatory Counsel for CoreLogic. She served as lead lawyer and coverage counsel for the CoreLogic credit reporting and consumer data businesses, providing advice and guidance to management on a wide variety of consumer data and privacy-related regulatory issues, including the Fair Credit Reporting Act and the Gramm-Leach-Bliley Act.
Becki was Assistant Director with the Division of Privacy and Identity Protection, Bureau of Consumer Protection, Federal Trade Commission from May 2006 to September 2011, supervising attorneys and other staff in the Division of Privacy and Identity Protection, which division oversees issues related to consumer privacy, credit reporting, identity theft, and information security. She led the Fair Credit Reporting Act program, and oversaw the Commission's enforcement, outreach, and rulemaking activities in that area. While at the FTC, Becki provided technical assistance to Egypt on oversight and regulation of credit bureaus as part of USAID mission. Becki also served on the World Bank Credit Reporting Task Force, providing significant contributions to the development of a consultative draft report entitled General Principles for Credit Reporting.
Becki was a partner with LeClair Ryan from February 2000 to May 2006. Her practice involved litigation and counseling concentrating on the representation of financial service providers, including claims brought under the Fair Credit Reporting Act, the Truth in Lending Act, and the Fair Debt Collection Practices Act.
As an associate with Reed Smith, LLP, from January 1997 to February 2000, Becki was primarily responsible for a variety of civil litigation matters, including commercial matters, software and other technology-related disputes, lender liability, and products liability actions. Prior to this, Becki was an associate with Spriggs & Hollingsworth.
Becki is a member of the American Bar Association, Section of Business Law, Consumer Financial Services Committee and is admitted to practice in Virginia, Maryland and the District of Columbia.
Becki received her law degree with honors in 1994 from The George Washington University, National Law Center and she holds a Bachelor of Arts, summa cum laude, from Frostburg University.
The George Washington University, National Law Center, J.D. with high honors, May 1994
Frostburg State University, B.A. summa cum laude, December 1989
Member, American Bar Association, Section of Business Law, Consumer Financial Services Committee
Chair, 2016 National Institute for Consumer Financial Services Basics, American Bar Association, Section of Business, Consumer Financial Services Committee
Faculty, National Institute for Consumer Financial Services Basics, 2013, 2014, 2015, 2016
Contributor, CFPB Biweekly Updates, American Bar Association, Section of Antitrust, Consumer Protection Committee, 2015 to Present
Observer, Criminal Records Accuracy Committee, Uniform Law Commission, 2015 - Present
Member, American Bar Association, Section of Litigation, Woman Advocate Committee
Admitted to practice in Virginia, Maryland, and the District of Columbia
Notices, Notices, Notices: A Comprehensive Look at Adverse Action, Risk-based Pricing, and Credit Score Notices for Credit and Non-Credit Transactions, CounselorLibrary Conference, April 2017
Data Sharing: Making Sense of the Rules Around Affiliate and Non-Affiliate Sharing, CounselorLibrary Conference, April 2017
Credit Reporting Accounts in Bankruptcy: Understanding the Sticky Issues in the Compliance Web, CounselorLibrary Conference, April 2017
Tenant Screening, National Association of Professional Background Screeners Annual Conference, March 2017
Client Oversight: From Credentialing Through Audits, Keeping You Out of Trouble, National Association of Professional Background Screeners Annual Conference, March 2017
Tenant Screening Basics, National Association of Professional Background Screeners Annual Conference, September 2016
Class Actions After Spokeo, Inc. v. Robins, ABA Section of Business Law Annual Meeting, September 2016
Privacy Law Developments - Emerging Data Trends, Privacy Law Developments - Employment, Privacy Law Update, CounselorLibrary Conference 2016, April 2016
Fair Credit Reporting Act - Changing Landscape, CounselorLibrary Conference 2016, April 2016
The Automobile as the Ultimate Mobility Device - Autonomous, Connected, Electric Shared, FICO World 2016 Conference, April 2016
Simplified Compliance Management for Screening Companies, National Association of Professional Background Screeners Annual Conference, September. 2015
Fair Credit Reporting Act: Litigation, Regulatory and Enforcement Developments in the Financial Services Industry and Beyond, Stafford Conferences Webinar, June 2015
Big Data and Global Privacy, FICO World Conference, November 2014
Fair Credit Reporting Act and Financial Privacy, ABA National Institute on Consumer Financial Law Basics, October 2014
Alternative Credit Data, Credit Builders Alliance Credit Building Symposium, July 2014
CFPB and Furnisher FCRA Obligations, ABA Consumer Financial Services Committee Winter Meeting, January 2014
Background Screening: Is FCRA Compliance Enough or Does the FTC Want More?, International Association of Privacy Professionals, December 2013
Top 10 Compliance Challenges for CRAs, National Association of Professional Background Screeners Annual Conference, September 2013
International Credit Reporting and Alternative Data, NCLC/Suffolk Law School, Credit Reporting and Credit Scoring Symposium, June 2012
Update by the Federal Trade Commission, 2011 National Association of Professional Background Screeners Annual Conference, March 22, 2011
Update on the FTC, 2010 National Credit Reporting Association Annual Conference, November 11, 2010
Federal FCRA and FTC Enforcement Initiatives, 24th Annual Payment Card Institute, May 6-7, 2010
The Inside Straight on the Changing Government Role in the Economy, ACA International's 70th Annual Convention, July 14, 2009
Implementation of the Affiliate Sharing Rule and Red Flags Rule, American Bar Association Consumer Financial Services Committee, 2008 Winter Meeting, January 11, 2009
The FCRA: It's Not Just for Credit Bureaus, IAPP Privacy Academy, Sept. 23, 2008
Identity Theft and Privacy Rules, 2008 NACCA Examiner's School, May 8, 2008
Security Freezes and the Impact on the Credit Reporting System, Fair Isaac's 2007 InterACT Conference, San Francisco, CA, May 15, 2007
Data Security and Recommendations of the President's Identity Theft Task Force
Collection and Recovery Solutions 2007 Conference, Las Vegas, NV, May 3, 2007
Recent Developments in Data Security, American Financial Services Association, Law Committee Meeting, January 29, 2007
Current Topics in Credit Reporting and Credit Scoring, American Financial Services Association, 8th Annual State Government Affairs Forum, September 28, 2006