Federal
Joint Developments
Joint News Release (June 23, 2020) Federal and State Regulatory Agencies Issue Examiner Guidance for Assessing Safety and Soundness Considering the Effect of the COVID-19 Pandemic on Financial Institutions (PDF) Joint News Release (June 23, 2020) Federal and State Regulatory Agencies Issue Examiner Guidance for Assessing Safety and Soundness Considering the Effect of the COVID-19 Pandemic on Financial Institutions
Guidance (PDF) Guidance
Joint News Release (May 23, 2020) Committee Holds Bipartisan Virtual Roundtable on Impact of COVID-19 on Housing Markets (PDF) Joint News Release (May 23, 2020) Committee Holds Bipartisan Virtual Roundtable on Impact of COVID-19 on Housing Markets
Joint News Release (May 20, 2020) Federal Agencies Share Principles for Offering Responsible Small-Dollar Loans (PDF) Joint News Release (May 20, 2020) Federal Agencies Share Principles for Offering Responsible Small-Dollar Loans
Interagency Lending Principles (PDF) Interagency Lending Principles
Fact Sheet (PDF) Fact Sheet
Joint News Release (May 12, 2020) CFPB, FHFA, & HUD Launch Joint Mortgage and Housing Assistance Website for Americans Impacted by COVID-19 (PDF) Joint News Release (May 12, 2020) CFPB, FHFA, & HUD Launch Joint Mortgage and Housing Assistance Website for Americans Impacted by COVID-19
Joint News Release (April 14, 2020) Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19 (PDF) Joint News Release (April 14, 2020) Federal Banking Agencies to Defer Appraisals and Evaluations for Real Estate Transactions Affected by COVID-19
Interagency Statement (PDF) Interagency Statement
Action: Interim final rule with request for comments. Agency: Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC). Real Estate Appraisals 85 FR 21312 Published April 17, 2020. Effective April 17, 2020 through December 31, 2020. Comments due June 1, 2020. (PDF) Action: Interim final rule with request for comments. Agency: Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC). Real Estate Appraisals 85 FR 21312 Published April 17, 2020. Effective April 17, 2020 through December 31, 2020. Comments due June 1, 2020.
Joint News Release (April 9, 2020) Federal Bank Regulators Issue Interim Final Rule for Paycheck Protection Program Facility (PDF) Joint News Release (April 9, 2020) Federal Bank Regulators Issue Interim Final Rule for Paycheck Protection Program Facility
Action: Interim final rule; request for comment. Agency: Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and Federal Deposit Insurance Corporation (FDIC). Regulatory Capital Rule: Paycheck Protection Program Lending Facility and Paycheck Protection Program Loans 85 FR 20387 Published April 13, 2020. Interim final rule effective April 13, 2020. Comments due May 13, 2020. (PDF) Action: Interim final rule; request for comment. Agency: Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and Federal Deposit Insurance Corporation (FDIC). Regulatory Capital Rule: Paycheck Protection Program Lending Facility and Paycheck Protection Program Loans 85 FR 20387 Published April 13, 2020. Interim final rule effective April 13, 2020. Comments due May 13, 2020.
Joint News Release (April 7, 2020) Agencies Issue Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus (PDF) Joint News Release (April 7, 2020) Agencies Issue Revised Interagency Statement on Loan Modifications by Financial Institutions Working with Customers Affected by the Coronavirus
Revised Interagency Statement (PDF) Revised Interagency Statement
FIL-46-2020 (April 16, 2020) Banker Webinar: Revised Statement on Loan Modifications and Reporting for Institutions Working with Customers Affected by the Coronavirus (PDF) FIL-46-2020 (April 16, 2020) Banker Webinar: Revised Statement on Loan Modifications and Reporting for Institutions Working with Customers Affected by the Coronavirus
Joint News Release (April 3, 2020) Federal Agencies Encourage Mortgage Servicers to Work With Struggling Homeowners Affected by COVID-19 (PDF) Joint News Release (April 3, 2020) Federal Agencies Encourage Mortgage Servicers to Work With Struggling Homeowners Affected by COVID-19
Joint Statement (PDF) Joint Statement
Joint News Release (March 27, 2020) Agencies Announce Two Actions to Support Lending to Households and Businesses (PDF) Joint News Release (March 27, 2020) Agencies Announce Two Actions to Support Lending to Households and Businesses
Standardized Approach Notice (PDF) Standardized Approach Notice
Current Expected Credit Loss Notice (PDF) Current Expected Credit Loss Notice
Joint News Release (March 26, 2020) Federal Agencies Encourage Banks, Savings Associations, and Credit Unions to Offer Responsible Small-Dollar Loans to Consumers and Small Businesses Affected by COVID-19 (PDF) Joint News Release (March 26, 2020) Federal Agencies Encourage Banks, Savings Associations, and Credit Unions to Offer Responsible Small-Dollar Loans to Consumers and Small Businesses Affected by COVID-19
Interagency Statement (PDF) Interagency Statement
Joint News Release (March 22, 2020) Agencies Provide Additional Information to Encourage Financial Institutions to Work with Borrowers Affected by COVID-19 (PDF) Joint News Release (March 22, 2020) Agencies Provide Additional Information to Encourage Financial Institutions to Work with Borrowers Affected by COVID-19
Interagency Statement (PDF) Interagency Statement
Joint News Release (March 19, 2020) Federal Bank Regulatory Agencies Issue Interim Final Rule for Money Market Liquidity Facility (PDF) Joint News Release (March 19, 2020) Federal Bank Regulatory Agencies Issue Interim Final Rule for Money Market Liquidity Facility
Action: Interim final rule and request for comment. Agency: Board of Governors of the Federal Reserve System (Board), Office of the Comptroller of the Currency (OCC), and Federal Deposit Insurance Corporation (FDIC). Regulatory Capital Rule: Money Market Mutual Fund Liquidity Facility 85 FR 16235 Published March 23, 2020. Interim final rule effective March 23, 2020 and comments due May 7, 2020. (PDF) Action: Interim final rule and request for comment. Agency: Board of Governors of the Federal Reserve System (Board), Office of the Comptroller of the Currency (OCC), and Federal Deposit Insurance Corporation (FDIC). Regulatory Capital Rule: Money Market Mutual Fund Liquidity Facility 85 FR 16235 Published March 23, 2020. Interim final rule effective March 23, 2020 and comments due May 7, 2020.
Joint News Release (March 17, 2020) Federal Banking Agencies Provide Banks Additional Flexibility to Support Households and Businesses (PDF) Joint News Release (March 17, 2020) Federal Banking Agencies Provide Banks Additional Flexibility to Support Households and Businesses
Statement on the Use of Capital and Liquidity Buffers (PDF) Statement on the Use of Capital and Liquidity Buffers
Interim Final Rule (PDF) Interim Final Rule
OCC Bulletin 2020-17 (March 19, 2020) Pandemic Planning: Joint Questions and Answers Regarding Statement About the Use of Capital and Liquidity Buffers (PDF) OCC Bulletin 2020-17 (March 19, 2020) Pandemic Planning: Joint Questions and Answers Regarding Statement About the Use of Capital and Liquidity Buffers
Q&As (PDF) Q&As
Joint Release (March 9, 2020) Agencies Encourage Financial Institutions to Meet Financial Needs of Customers and Members Affected by Coronavirus (PDF) Joint Release (March 9, 2020) Agencies Encourage Financial Institutions to Meet Financial Needs of Customers and Members Affected by Coronavirus
Interagency Statement on Pandemic Planning (March 6, 2020) (PDF) Interagency Statement on Pandemic Planning (March 6, 2020)
FFEIC News Release (PDF) FFEIC News Release
FIL-14-2020 (PDF) FIL-14-2020