Office of the Comptroller of the Currency

Bulletin 2020-44 (November 13, 2020) To: Freddie Mac Sellers. Subject: Selling Guidance Related to COVID-19. (PDF)   Bulletin 2020-44 (November 13, 2020) To: Freddie Mac Sellers. Subject: Selling Guidance Related to COVID-19.

News Release (November 9, 2020) OCC Reports Key Risks, Effects of COVID-19 in Federal Banking System (PDF)   News Release (November 9, 2020) OCC Reports Key Risks, Effects of COVID-19 in Federal Banking System

Report (PDF)   Report

OCC Bulletin 2020-96 (November 3, 2020) Capital and Liquidity Treatment for Money Market Liquidity Facility and Paycheck Protection Program: Final Rule (PDF)   OCC Bulletin 2020-96 (November 3, 2020) Capital and Liquidity Treatment for Money Market Liquidity Facility and Paycheck Protection Program: Final Rule

Final Rule (PDF)   Final Rule

News Release (August 7, 2020) OCC Reduces September 2020 Assessments in Response to COVID-19 (PDF)   News Release (August 7, 2020) OCC Reduces September 2020 Assessments in Response to COVID-19

OCC Bulletin 2020-72 (August 3, 2020) Troubled Debt Restructurings: Joint Statement on Additional Loan Accommodations Related to COVID-19 (PDF)   OCC Bulletin 2020-72 (August 3, 2020) Troubled Debt Restructurings: Joint Statement on Additional Loan Accommodations Related to COVID-19

Interagency Statement (PDF)   Interagency Statement

News Release (June 29, 2020) OCC Highlights Key Risks for Federal Banking System (PDF)   News Release (June 29, 2020) OCC Highlights Key Risks for Federal Banking System

Report (PDF)   Report

News Release (June 22, 2020) OCC Interim Final Rule Reduces Assessments in Response to COVID-19 (PDF)   News Release (June 22, 2020) OCC Interim Final Rule Reduces Assessments in Response to COVID-19

Action: Interim final rule and request for comment. Agency: Office of the Comptroller of the Currency, Treasury. Assessment of Fees 85 FR 37731 Published June 24, 2020 Effective June 24, 2020 through October 15, 2020. Comments due July 24, 2020. (PDF)   Action: Interim final rule and request for comment. Agency: Office of the Comptroller of the Currency, Treasury. Assessment of Fees 85 FR 37731 Published June 24, 2020 Effective June 24, 2020 through October 15, 2020. Comments due July 24, 2020.

OCC Bulletin 2020-64 (June 23, 2020) Examinations: Interagency Examiner Guidance for Assessing Safety and Soundness While Considering the Effect of COVID-19 on Institutions (PDF)   OCC Bulletin 2020-64 (June 23, 2020) Examinations: Interagency Examiner Guidance for Assessing Safety and Soundness While Considering the Effect of COVID-19 on Institutions

Guidance (PDF)   Guidance

OCC Bulletin 2020-62 (June 17, 2020) COVID-19 Relief Programs: Preemption (PDF)   OCC Bulletin 2020-62 (June 17, 2020) COVID-19 Relief Programs: Preemption

News Release (June 1, 2020) OCC Sounds Warning About Effects of COVID-19 'Lockdowns' on Banking System (PDF)   News Release (June 1, 2020) OCC Sounds Warning About Effects of COVID-19 'Lockdowns' on Banking System

OCC Bulletin 2020-54 (May 20, 2020) Small-Dollar Lending: Interagency Lending Principles for Offering Responsible Small-Dollar Loans (PDF)   OCC Bulletin 2020-54 (May 20, 2020) Small-Dollar Lending: Interagency Lending Principles for Offering Responsible Small-Dollar Loans

Interagency Lending Principles (PDF)   Interagency Lending Principles

News Release (May 12, 2020) Comptroller of the Currency Discusses Efforts to Support the Federal Banking System's Response to COVID-19 (PDF)   News Release (May 12, 2020) Comptroller of the Currency Discusses Efforts to Support the Federal Banking System's Response to COVID-19

OCC Bulletin 2020-51 (May 12, 2020) Corporate Governance: Annual Meetings and the COVID-19 Emergency (PDF)   OCC Bulletin 2020-51 (May 12, 2020) Corporate Governance: Annual Meetings and the COVID-19 Emergency

OCC Bulletin 2020-45 (April 27, 2020) Credit Administration: Documentation of SBA Paycheck Protection Program Loans (PDF)   OCC Bulletin 2020-45 (April 27, 2020) Credit Administration: Documentation of SBA Paycheck Protection Program Loans

OCC Bulletin 2020-43 (April 24, 2020) COVID-19 Financial Support Programs: Visitorial Authority (PDF)   OCC Bulletin 2020-43 (April 24, 2020) COVID-19 Financial Support Programs: Visitorial Authority

OCC Bulletin 2020-38 (April 14, 2020) Appraisals and Evaluations: Interim Final Rule and Interagency Statement for Real Estate-Related Financial Transactions Affected by the Coronavirus (PDF)   OCC Bulletin 2020-38 (April 14, 2020) Appraisals and Evaluations: Interim Final Rule and Interagency Statement for Real Estate-Related Financial Transactions Affected by the Coronavirus

Interagency Statement (PDF)   Interagency Statement

Interim Final Rule (PDF)   Interim Final Rule

OCC Bulletin 2020-35 (April 7, 2020) Troubled Debt Restructurings: Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working With Customers Affected by COVID-19 (Revised) (PDF)   OCC Bulletin 2020-35 (April 7, 2020) Troubled Debt Restructurings: Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working With Customers Affected by COVID-19 (Revised)

OCC Bulletin 2020-32 (April 3, 2020) Mortgage Servicing: Joint Statement on Supervisory and Enforcement Practices Related to Provisions of the CARES Act (PDF)   OCC Bulletin 2020-32 (April 3, 2020) Mortgage Servicing: Joint Statement on Supervisory and Enforcement Practices Related to Provisions of the CARES Act

Joint Statement (PDF)   Joint Statement

OCC Bulletin 2020-31 (April 2, 2020) Small Business Administration Lending: New Programs for Small Business Relief (PDF)   OCC Bulletin 2020-31 (April 2, 2020) Small Business Administration Lending: New Programs for Small Business Relief

OCC Bulletin 2020-25 (March 26, 2020) Small-Dollar Lending: Joint Statement Encouraging Responsible Small-Dollar Lending in Response to COVID-19 (PDF)   OCC Bulletin 2020-25 (March 26, 2020) Small-Dollar Lending: Joint Statement Encouraging Responsible Small-Dollar Lending in Response to COVID-19

OCC Bulletin 2020-23 (March 25, 2020) Pandemic Planning: Essential Critical Infrastructure Workers in the Financial Services Sector (PDF)   OCC Bulletin 2020-23 (March 25, 2020) Pandemic Planning: Essential Critical Infrastructure Workers in the Financial Services Sector

OCC Bulletin 2020-21 (March 23, 2020) Troubled Debt Restructurings: Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working With Customers Affected by COVID-19 (PDF)   OCC Bulletin 2020-21 (March 23, 2020) Troubled Debt Restructurings: Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working With Customers Affected by COVID-19

Interagency Statement (PDF)   Interagency Statement

OCC Bulletin 2020-17 (March 19, 2020) Pandemic Planning: Joint Questions and Answers Regarding Statement About the Use of Capital and Liquidity Buffers (PDF)   OCC Bulletin 2020-17 (March 19, 2020) Pandemic Planning: Joint Questions and Answers Regarding Statement About the Use of Capital and Liquidity Buffers

Q&As (PDF)   Q&As

News Release (March 19, 2020) Federal Bank Regulatory Agencies Issue Interim Final Rule for Money Market Liquidity Facility (PDF)   News Release (March 19, 2020) Federal Bank Regulatory Agencies Issue Interim Final Rule for Money Market Liquidity Facility

OCC Bulletin 2020-18 (March 19, 2020) Money Market Liquidity Facility: Interim Final Rule (PDF)   OCC Bulletin 2020-18 (March 19, 2020) Money Market Liquidity Facility: Interim Final Rule

OCC Bulletin 2020-19 (March 19, 2020) Pandemic Planning: Joint Statement on Community Reinvestment Act Consideration for Activities in Response to COVID-19 (PDF)   OCC Bulletin 2020-19 (March 19, 2020) Pandemic Planning: Joint Statement on Community Reinvestment Act Consideration for Activities in Response to COVID-19

Joint Statement (PDF)   Joint Statement

OCC Bulletin 2020-15 (March 13, 2020) Pandemic Planning: Working With Customers Affected by Coronavirus and Regulatory Assistance (PDF)   OCC Bulletin 2020-15 (March 13, 2020) Pandemic Planning: Working With Customers Affected by Coronavirus and Regulatory Assistance

As you know, state and federal executives, agencies and legislatures are reviewing data and circumstances every day and adjusting their responses to the pandemic all the time. We are monitoring for changes and developments and will post updates to this resource as we find them. Please check back regularly. We will also send alerts as certain critical developments unfold. If you are not signed up for Hudson Cook, LLP insights and would like to receive alerts, please sign up here.

Please note that the information here is not legal advice and does not create an attorney-client relationship. If you need legal assistance with a specific matter, please contact legal counsel.