Anastasia Caton is an associate in the Washington, DC office of Hudson Cook. Anastasia's practice includes assisting national and state banks, savings associations, mortgage bankers, finance companies and licensed lenders in the development and maintenance of consumer mortgage, automobile finance and other credit programs. Anastasia also advises clients on various aspects of compliance with state and federal servicing and debt collection laws, and the federal Fair Credit Reporting Act. In addition, she assists clients in handling federal government agency (including CFPB, FTC, and DOJ) and state attorneys general investigations. On behalf of clients, she drafts amicus briefs for filing in consumer credit cases before federal appellate courts, including the U.S. Supreme Court.
Anastasia is active in the American Bar Association's Consumer Financial Services Committee, and currently serves as the Young Lawyer Liaison to the Debt Collection Practices and Bankruptcy Subcommittee and the Co-Vice Chair of the Young Lawyers Subcommittee. She is also a member of Receivables Management Association (formerly known as DBA International).
Prior to coming to Hudson Cook, Anastasia was a compliance attorney in the Regulatory Services group at U.S. Bancorp in Washington, DC and was a summer associate at a creditors' rights and commercial litigation law firm in Raleigh, North Carolina. During law school, she worked in Tulane's Domestic Violence Clinic, assisting victims of domestic violence in obtaining various legal protections.
Anastasia graduated with a degree in Public Policy Studies from Duke University, and earned her J.D. from Tulane University Law School, where she was awarded magna cum laude graduation honors.
Tulane University Law School, J.D. magna cum laude, 2012.
Tulane Journal of Technology and Intellectual Property, Managing Editor (2011-2012), Member (2010-2011). Tulane University Law School Domestic Violence Clinic, Student Attorney (2011-2012).
Duke University, A.B. Public Policy Studies, 2009.
Admitted to practice in Maryland, North Carolina, and the District of Columbia
Member of Receivables Management Association (formerly known as DBA International)
Co-Vice Chair of the Young Lawyers Subcommittee of the American Bar Association's Consumer Financial Services Committee
Member of the American Bar Association, Business Law Section, Consumer Financial Services Committee
Young Lawyer Liaison to the 2014 National Institute on Consumer Financial Services Basics
The FDCPA After Henson v. Santander: The Evolving Principal Purpose Test, Consumer Financial Services Newsletter, August 2018, with co-author Nora Udell
CFPB Files Amicus Brief in Support of Debtor in FDCPA Case, Hudson Cook Insights, May 31, 2018
"Evaluating Your Own Collections Compliance: Reviewing Complaints to Prepare for Exams and Due Diligence," with Tom Buiteweg and Chuck Dodge, Fifteenth Annual Financial Services Conference, Baltimore, Maryland, April 2018
Sixth Circuit Finds No Injury in FDCPA Mini-Miranda Case, Hudson Cook Insights, March 28, 2018
"State AGs: Enforcement Beyond the CFPB," Hudson Cook Webinar, October 2017, with Lucy Morris, Jim Chareq, and Allen Denson
Henson v. Santander: What's next?, Hudson Cook Insights, July 24, 2017, with co-author Chuck Dodge
U.S. Supreme Court Hears Oral Argument over Whether Debt Buyers are Subject to the FDCPA, Hudson Cook Insights, May 31, 2017
U.S. Supreme Court Grants Cert to Decide Whether Debt Buyers are "Debt Collectors" under the FDCPA, Hudson Cook Insights, February 28, 2017
"Collections and Recovery Q&A: You Ask, We Answer," with Tom Buiteweg and Chuck Dodge, Fourteenth Annual Consumer Financial Services Conference, Baltimore, Maryland, April 2017
"Collections: Best Practices and Pitfalls," with Allen Denson, FiSCA Annual Conference, Washington, DC, October 2016
"What Recent Federal Enforcement Actions Mean for Dealers," New Mexico Independent Auto Dealers Association Annual Convention, Albuquerque, New Mexico, October 2016
"Debt Collection Practices and Bankruptcy Subcommittee: Debt Collection Federal Regulatory Update," ABA Consumer Financial Services Committee Meeting, Chicago, Illinois, October 2015.
"Beer and Basics: CFPB Regulation of Attorney Debt Collectors," ABA Consumer Financial Services Committee Meeting, San Francisco, California, April 2015.
The New Mexico Supreme Court Makes a Flawed Preemption Determination, Basis Points, Issue 56 (May 2014).
The Impending Student Debt Crisis: Reducing the Size of a Looming Bubble, in 2012 HOT TOPICS IN THE LEGAL PROFESSION, Chapter 5 (Steven Alan Childress ed., Quid Pro Books 2012).
It's Hip to be Round: The Functionality Defense to Trademark Infringement, 13 Tul. J. Tech. & Intell. Prop. 269 (2010).