Latif is an associate in the firm's Maryland office. His practice includes state law work and research on various federal and state consumer credit law questions.
Latif assists consumer financial services clients on various federal and state regulatory compliance matters. Latif assists investor clients with due diligence of consumer and commercial credit programs. He advises licensed lenders on choice of law issues, and also advises clients on licensing requirements related to bank partnerships and litigation funding programs.
Prior to joining Hudson Cook, Latif was a Law Fellow and Intern for the New York State Department of Financial Services.
Latif received his law degree in 2010 from the University of Virginia School of Law. He holds a Bachelor of Arts in English from Skidmore College.
Latif is a member of the New York State Bar, the Maryland State Bar and the Massachusetts State Bar.
Young Lawyer Liaison, Federal and State Trade Practices Sub-committee, Consumer Financial Services Committee, American Bar Association
- "New Fintech Legislation: Madden and True Lender Bill," Business Law Today, American Bar Association, March 2018, co-authored with Catherine Brennan
- "Online Lending Under Review in New York State," Hudson Cook Insights, February 2018
- "Bills Introduced to Senate and House Aim to Defeat Madden v. Midland," Hudson Cook Insights, August 2017
- "New York Court of Appeals to Consider Scope of Law Prohibiting Discrimination Based on a Criminal Conviction," Hudson Cook Insights, May 2017, co-authored with Rebecca E. Kuehn
- "Odometer Law: No Privity? No Problem!" Spot Delivery, August 2016
- "CFPB Provides Guidance on RESPA Compliance and Marketing Services Agreements," Basis Points, October 2015
- "Using Academic Factors to Reach the Invisible Borrowers: Could It Run Afoul of ECOA?" Business Law Today, American Bar Association, September 2015, co-authored with Katie Hawkins
- "Application of Kentucky Mortgage Recording Requirements to Promissory Note Transfers," Basis Points, August 2015
- "Customary Practice and Mortgage Recording in Kentucky," Basis Points, May 2015
- "New York Attorney Settles with Three National Credit Reporting Agencies to Reform Industry," Basis Points, March 2015
- "Equal Credit Opportunity Act: Consent Order Applies Extensive Restrictions to North Carolina Dealers," Spot Delivery, March 2015
- "State Notice Requirements and Constitutional Due Process," Basis Points, February 2015
- "State Regulation: New Jersey Regulator Cracks Down on High-End Dealership," Spot Delivery, November 2014
- "Government Entities as Aggrieved in Convoluted Mortgage Lending Process," Basis Points, August 2013
- "Vicarious Liability for Violations of Telephone Solicitation Laws," Basis Points, June 2013
- "Marketing: Vicarious Liability for Violations of Telephone Solicitation Laws," Spot Delivery, June 2013
- "Application of Arbitration Clauses," Basis Points, May 2013
- "Warranty Law: Privity Not Required Between Consumers and Manufacturers or Distributors for Breach of Warranty Claim," Spot Delivery, April 2013
- "Good Faith Mediation," Basis Points, March 2013
- "'Safe Harbor' Forms," Basis Points, March 2013
- "Legal Compliance: "Safe Harbor" Forms," Spot Delivery, March 2013
- "Showing of Inequity," Basis Points, February 2013
- "Is an unlicensed broker responsible for a mortgage falling into foreclosure?" Basis Points, November 2012
- "Advertising: Huffing and Puffing," Spot Delivery, November 2012
- "Repossession: At What Point is a Repossession a Done Deal?" Spot Delivery, October 2012
- "Arbitration: Arbitration Remains in the Spotlight - Even Outside of the Ninth Circuit," Spot Delivery, June 2012, co-authored with Nicole F. Munro
- "State Legislation: Kentucky Amends its Motor Vehicle Retail Installment Sales Act," Spot Delivery, June 2012, co-authored with Aline C. Ryan
University of Virginia School of Law, J.D., 2010
Skidmore College, B.A., English, 2003
2003 English Department Awards: Received annual award for excellence in creative writing
New York, 2011