Robert Gage
Robert F. Gage
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3025 Boardwalk Street
Suite 120
Ann Arbor, MI 48108
Fax: 410.684.2001

Professional Experience

Robert ("Bob") Gage is a partner in Hudson Cook's Michigan office.

His practice focuses on consumer financial services matters as well as small and medium size business (SMB) financing.

Bob regularly advises clients on matters relating to licensing, disclosure, servicing, e-commerce, privacy and compliance management. He also assists licensed lenders and finance companies respond to regulatory examinations.

His practice also includes representing clients involved in SMB financing. Bob assists lenders, factors, and merchant cash advance providers in establishing new programs and products and advises on regulatory compliance and legal risk management. Bob is a co-chair of the firm's Business Funding practice group and a member of the Alternative Finance Bar Association.

Before joining Hudson Cook, Bob was in-house counsel for BMW Financial Services for over 12 years.

Bob received his law degree from The Ohio State University, Moritz College of Law. He holds a bachelor's degree in Political Science from the University of Michigan and is admitted to practice in Michigan and Ohio.

Member, Alternative Finance Bar Association

  • "FAQs on Electronic Transactions in Auto Finance," Hudson Cook webinar, April 2020
  • "Special Compliance Coffee Break - Payment Accommodations and Modifications During a Crisis (Auto & Installment Lending): A Two-Part Series for Navigating COVID-19," Hudson Cook Webinar, March/April 2020
  • "Developing a Compliance Strategy in the Age of Trump," Auto Finance Summit, October 2018
  • "Merchant Cash Advance and Small Business Lending Session: Compliance Risk from Unlikely Sources," Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2018
  • "E-Signatures Can Help with Remote Sales but Can Create Problems for Dealers and Their Finance Sources," Hudson Cook Insights, May 2020
  • "FTC Forum on Small Business Financing", Hudson Cook Client Alert, May 2019
  • "Mind the Gap", Spot Delivery, November 2018
  • "Michigan Reverses Longstanding Ban on Loan Referral Payments," Hudson Cook Insights, November 2017
  • "Much Ado About Technicalities: A Retail Installment Sale Is Not a Loan," Hudson Cook Insights, June 2016

The Ohio State University, Moritz College of Law, J.D., 1993

University of Michigan, B.A. in Political Science, 1990

Michigan, 2016

Ohio, 1994