Profile

Allen Denson
Allen H. Denson
Partner
202.327.9718    
Washington, D.C.
1909 K Street, NW
4th Floor
Washington, DC 20006
202.223.6930
Fax: 202.223.6935
Practices

Professional Experience

Allen is a partner in the firm's Washington, DC office. His practice focuses on representing small dollar lenders, sales finance companies, Fintech companies, banks, auto dealers and other financial services companies in government investigations, examinations and regulatory enforcement actions. He represents clients before the CFPB, FTC, DOJ, federal prudential regulators, as well as state attorneys general and financial regulatory agencies. He also assists clients in complying with federal consumer financial law.

Allen frequently speaks on a variety of compliance topics to professional associations such as: the American Bar Association, Consumer Financial Services Committee; Financial Service Centers of America; Community Financial Services Association; Online Lenders Alliance; National Association of Buy-Here-Pay-Here Dealers; and National Independent Auto Dealers Association.

Prior to joining Hudson Cook, Allen was a Senior Attorney with the U.S. Department of the Treasury, Office of the Comptroller of the Currency, Enforcement & Compliance Division. There, he conducted investigations and litigation relating to federal banking law and assisted examiners with the oversight of problem banks.

He also served as a Judicial Law Clerk for The Honorable Virginia Emerson Hopkins, Federal District Court for the Northern District of Alabama.

Allen received his law degree from The University of Alabama with magna cum laude, Order of the Coif honors in 2008. He holds a Bachelor of Arts, cum laude, from The College of William and Mary. He is admitted to the District of Columbia Bar, the Alabama Bar and the Virginia Bar.

Young Lawyer Liaison, Federal and State Trade Practices Sub-committee, Consumer Financial Services Committee, American Bar Association

  • "Compliance University Recap: Where Do We Go From Here?," Online Lenders Alliance Compliance University, July 2019
  • "Engaging with Regulators: How to Approach Agency Supervision and Investigations," Online Lenders Alliance Compliance University, July 2019
  • "Landmark Debt Collection Policymaking in Washington, D.C. a panel discussion about the CFPB rule, the latest on TCPA, and Call Blocking and Labeling," ACA International, July 2019
  • "Merchant Cash Advance and Small Business Lending Session: Government Investigations and State and Federal Enforcement," Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2019
  • "State of Play: The Shifting Federal and State Regulatory Landscape," Consumer Financial Services Conference, Hudson Cook/CounselorLibrary, April 2019
  • "Compliance 2019 and Beyond," CFSA, March 2019
  • "Navigating Issues at the State Level: A Discussion on How the States Can Support Fintech Innovation," Lend360, October 2018
  • "Evaluating Your Collections and Payments Compliance: Preparing for Examinations," FiSCA Annual Conference & Expo, October 2018
  • "Compliance Management Systems: Case Studies in Success and Failure," FiSCA Annual Conference & Expo, October 2018
  • "Preparing for CFPB Supervision and Fostering the Relationship: How to Work with regulators and What Compliance Officers Need to Know," Online Lenders Alliance 2018 Compliance University, August 2018
  • "State Consumer Protection Enforcement: The Attorney General Perspective," NIADA/NABD Convention & Expo, June 2018
  • "The State of Compliance in The Trump Era," CFSA 18th Annual Conference & Expo, April 2018
  • "A Compliance Conversation," Used Car Week & NAAA 2017 Conference, November 2017
  • "GPS Panel: Mitigating Risk with Real Time Data and Real Time Analytics from your collateral (or portfolio)," Used Car Week & NAAA 2017 Conference, November 2017
  • "CFPB Update: Small Dollar Loan Rules: Operating Under the New Regime," FiSCA & NAAA 2017 Conference, October 2017
  • "Compliance Management Systems: The Cornerstone of Successful Compliance," FiSCA & NAAA 2017 Conference, October 2017
  • "Navigating the CFPB's Exam and Enforcement Process," FiSCA & NAAA 2017 Conference, October 2017
  • "Trump Administration Regulatory and Policy Changes Online Lenders Need to Know," Lend360, October 2017
  • "Getting Ready for Supervision: What Compliance Officers Need to Know," OLA Compliance University Conference, July 2017
  • "What We Have Learned from the Regulators on Compliance," OLA Compliance University Conference, July 2017
  • "Compliance Hot Topics/What to do About them," NABD Conference & Infinity ELS, May 2017
  • "Debt Collection: Improving Corporate Practices and Avoiding Pitfalls," CFSA 2017 Conference, March 2017
  • "Enforcement Actions: Jurisprudence of UDAAP," ProFiSCA 28th Annual Conference & Exposition, October 2016
  • "Collection: Best Practices and Pitfalls," ProFiSCA 28th Annual Conference & Exposition, October 2016
  • "A Compliance Conversation," Used Car Week, November 2016
  • "Pitfalls in Pricing & Finance Charges," National Independent Auto Dealers Association Convention and Expo, June 2016
  • "Disparate Impact and Dealer Participation: What's Happened and What's Next?" Credit Union Direct Lending & Marketing Conference, May 2016
  • "Positive Dealings with Your Regulator: Tips for CFPB Examinations, Enforcement Actions, and Complaint Resolution," Community Financial Services Association of America Annual Meeting, March 2016
  • "The CFPB: A Year in Review," American Bar Association Business Law Section Winter Meeting, January 2016
  • "Becoming a Compliant Vendor and Vendor Management for Financial Service Providers," Financial Service Centers of America Annual Conference & Exposition, October 2015
  • "Government Investigations & Lessons Learned," Community Financial Services Association of America Annual Meeting & Conference, May 2015
  • "Effective Strategies for Responding to CFPB CIDs," Financial Service Centers of America Annual Conference & Exposition, October 2014
  • "You Get a Letter From the CFPB. What Do You Do?" Online Lenders Alliance, Compliance University, July 2014
  • "Fifth Circuit Rejects CFPB Bid to Enforce Civil Investigative Demand," Hudson Cook Insights, September 2018
  • "Bureau Hitting Its Stride Under Mulvaney," CounselorLibrary┬«, Spot Delivery┬«, August 2018
  • "CFPB Notches CashCall 'Win' with Significant Loss," Hudson Cook Insights, January 2018
  • "Anonymous Company's Reliance on Now-Vacated PHH Decision Insufficient to Halt CFPB Investigation," Hudson Cook Insights, March 2017, co-authored with Shannon L. McNeal
  • "'Stuffed' by Federal Regulation? 2017 May Not Bring the Relief Imagine," Hudson Cook Insights, February 2017, co-authored by Lucy E. Morris
  • "A Right to Remain Anonymous? CFPB Again Tested Limits of Its Investigative Authority," Hudson Cook Insights, January 2017, co-authored with Shannon L. McNeal
  • "Risky Business: CFPB Consent Orders Suggest Field Visits are Unfair Practices Per Se Based on Inherent Risks," Hudson Cook Insights, October 2016, co-authored with Shannon L. McNeal
  • "CFPB Takes Aim at Buy-Here, Pay-Here," Hudson Cook Insights, January 2016, co-authored with Joel C. Winston
  • "Tomorrow and Tomorrow and Tomorrow: The CFPB's Unbounded Limitations Period," Basis Points, July 2015
  • "Managing Investigations from the Consumer Financial Protection Bureau," Career Education Review, September 2014
  • "Credit Bureau Furnishing: Path to Better Credit for Consumers or a Pitfall for Furnishers?" BHPH Report, September 2014

University of Alabama, Juris Doctor, magna cum laude, Order of the Coif, Alabama Law Review, 2008

William & Mary, B.A., cum laude, 2004

Alabama, 2008

District of Columbia, 2011

Virginia, 2018