Profile

Lisa DeLessio
Lisa C. DeLessio
Partner
410.865.5437    
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Maryland
7037 Ridge Road
Suite 300
Hanover, MD 21076
Toll Free: 888.422.7529
410.684.3200
Fax: 410.684.2001
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Practices

Professional Experience

Lisa joined Hudson Cook in 2004, and is a partner in the firm's Maryland Office. She advises financial institutions, lenders, and other businesses on compliance with various Federal and state consumer protection laws.

Lisa has counseled clients on issues arising under the Fair Credit Reporting Act, with a focus on issues of importance to data furnishers. She has assisted furnishers in assessing risks related to credit reporting, developing and updating furnishing and dispute policies and procedures, as well as preparing for regulatory examinations.

Lisa also has experience working with mortgage servicers, assisting with issues arising under Federal and state law mortgage servicing laws, including compliance with the CFPB's Mortgage Servicing Rules and Chapter 13 bankruptcy rules. Between 2011 and 2013, she served as one of the lead attorneys providing advice in connection with five Independent Foreclosure Review engagements. As part of the IFR, Lisa advised Independent Consultants on matters related to state law on foreclosures, loss mitigation, fees, bankruptcy, and the Servicemember's Civil Relief Act, and worked with Federal regulators and financial institutions regarding testing, legal issues, and findings.

Prior to joining Hudson Cook, Lisa was an associate at Shulman, Rogers, Gandal, Pordy & Ecker, P.C., in Rockville, Maryland. She worked in the commercial litigation department on contract, partnership, corporate, and employment disputes.

After graduating from law school, Lisa served as a Judicial Law Clerk to the Hon. Ann S. Harrington in the Circuit Court for Montgomery County, Maryland.

Member, American Bar Association, Section on Business Law

Member, Maryland State Bar Association

  • "Credit Reporting and Understanding Disputes in a COVID World," American Bankers Association Risk and Compliance Virtual Conference, July-October 2020
  • "Conducting Dispute Root Cause Analysis Using Insights by e-OSCAR®," Consumer Data Industry Association, Webinar, May 2020
  • "Credit Reporting in the Wake of Covid-19," ACA International Daily Huddle, April 2020
  • "The CARES Act: Modifications to Data Furnishers' FCRA Obligations," CDIA Webinar, April 2020
  • "Fair Credit Reporting Act - Regulatory Developments," National Council of Higher Education Resources (NCHER), Legal Meeting, March 2020
  • "Fair Credit Reporting Act Dealing with 605B Blocks," Compliance Coffee Break, Hudson Cook, Webinar, February 2020
  • "Understanding the Complexities and Challenges of Bankruptcy Reporting," Consumer Data Industry Association, Webinar November 2019
  • "Investigating Customer Disputes," Keynote, Simplicity e-OSCAR® User's Conference, 2019, October 2019
  • "A Tale of Two Bs - Bankruptcy and Blocks," CDIA Law & Industry Conference, June 2019
  • "Credit Reporting Issues Faced by Auto Finance Companies," Consumer Financial Services Conference, CounselorLibrary, April 2019
  • "Furnisher Policy Elements," Mariner Finance Credit Reporting Meeting, February 2019
  • "Investigating Credit Disputes: The What, Where, Why & How," Consumer Data Industry Association, Webinar, January 2019
  • "Credit Reporting Accounts in Bankruptcy: Understanding the Sticky Issues in the Compliance Web," Consumer Financial Services Conference, April 2017
  • "Housing Potpourri - HDMA, Marketing Issues, and Enforcement Activity," Consumer Financial Services Conference, April 2016
  • "Mortgage Servicing Rules Update," Consumer Financial Services Conference, June 2015
  • "FCRA: Furnisher Obligations Under the Fair Credit Reporting Act," Consumer Financial Services Conference, June 2015
  • "Fair Credit Reporting: Current Compliance Challenges and Issues to Consider," ABA Consumer Financial Services Committee Meeting, April 2015
  • "Mortgage Lending and Servicing Developments," Consumer Financial Services Conference, May 2014
  • "Mortgage Servicing: The New Rules and The AG Settlement," Consumer Financial Services Conference, May 2013
  • "SCRA Compliance in Mortgage Servicing," Housing and Auto Finance Workshop, May 2012
  • "Mortgage Loan Servicing: Legal Issues Arising from Dodd-Frank, Changes to Making Home Affordable and the Robo-Signing Fallout," Housing and Auto Finance Workshop, May 2011
  • "Conflicts and Privileges: Legal Ethics of Affidavits, Robo-Signing and Notarizations," Housing and Auto Finance Workshop, May 2011
  • "Mortgage Loan Servicing: Legal Issues Arising from Loan Modifications, Foreclosure Alternatives and Fair Lending Considerations," Housing and Auto Finance Workshop, May 2010
  • "What's Happening on the Front Lines of Mortgage Servicing," ABA Consumer Financial Services Committee Meeting, Moderator Mortgage Servicing Panel, July 2009
  • "Loan Servicing: Caught in the Middle of the Credit Squeeze," Housing and Auto Finance Workshop, May 2009

University of Maryland School of Law, J.D., May 2000

Loyola College, B.A. in Sociology, summa cum laude, May 1993

District of Columbia, 2004

Maryland, 2000

Virginia, 2004