November 3, 2025
DEBT COLLECTION UPDATE
Chuck Dodge and Anastasia V. Caton
DEBT COLLECTION UPDATE - GRAND BALLROOM With federal Regulation F well-settled and the CFPB in sleep mode, the states are taking center stage in the regulation of debt collection lately. From Maine to California, the states have been actively updating their debt collection practices laws, licensing laws, and other laws impacting debt collection activities (think laws regulating chatbots and AI agents). Join us on this engaging panel to discuss the expansion of California's Rosenthal Act to cover commercial debt collection, state laws requiring disclosures for AI-driven communications, changes to Illinois' debt collection license requirements and exemptions, New York City's continuing bold revisions to its debt collection ordinance, new state coerced debt laws, and more. Panelists: Anastasia V. Caton, Partner, Hudson Cook, LLP, Washington, DC Charles F. Dodge, Partner, Hudson Cook, LLP, Portland, ME