Insights
                                
                                    Shift to the States: Emerging Trends in Consumer Finance Enforcement
                                
								
Robert D. Tilley and Justin B. Hosie - October 27, 2025
                        Robert D. Tilley and Justin B. Hosie - October 27, 2025
                                
                                    FTC's Consumer Finance Pivot Brings Industry Pros And Cons
                                
								
Lucy E. Morris and Robert D. Tilley - October 17, 2025
                        Lucy E. Morris and Robert D. Tilley - October 17, 2025
                                
                                    Consumer Financial Services Bites of the Month - October 15, 2025 - "October Road with the CFPB"
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - October 17, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - October 17, 2025
                                
                                    Hudson Cook Enforcement Alert: FTC Announced Settlement with Business Credit Report Service Provider over Violations of Previous FTC Order
                                
								
Erik Kosa and Kristen Yarows - October 1, 2025
                        Erik Kosa and Kristen Yarows - October 1, 2025
                                
                                    Nebraska AG Sues Major Auto Manufacturer over Alleged Unauthorized Data Sharing
                                
								
Eric D. Mulligan - September 30, 2025
                        Eric D. Mulligan - September 30, 2025
                                
                                    Keeping Your Eye on the Ball: Federal Cancellation Policy Settlements and New York Updates to Auto Renewal Law
                                
								
Thomas P. Quinn, Jr. and Kristen Yarows - September 30, 2025
                        Thomas P. Quinn, Jr. and Kristen Yarows - September 30, 2025
                                
                                    The Hudson Cook Usury Monitor - A Publication of Recent Usury and Finance Charge Cases - Summer 2025
                                
								
Clayton C. Swears - September 30, 2025
                        Clayton C. Swears - September 30, 2025
                                
                                    California Privacy Protection Agency Heralds a "New Era of Privacy Enforcement"
                                
								
Julia K. Whitelock and Eric D. Mulligan - September 29, 2025
                        Julia K. Whitelock and Eric D. Mulligan - September 29, 2025
                                
                                    Hudson Cook Enforcement Alert: FTC Announced $2.5 Billion Settlement Against Large Online Retailer over Deceptive Subscription and Cancellation Practices
                                
								
Robert D. Tilley and Tracy Wang - September 29, 2025
                        Robert D. Tilley and Tracy Wang - September 29, 2025
                                
                                    Consumer Financial Services Bites of the Month - September 17, 2025 - "Come Sail Away CFPB"
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - September 26, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - September 26, 2025
                                
                                    Hudson Cook Enforcement Alert: FTC Announces Settlement with Education Technology Provider Over Subscription Cancellation Practices
                                
								
Mark E. Rooney and J. Francesca Gross - September 16, 2025
                        Mark E. Rooney and J. Francesca Gross - September 16, 2025
                                
                                    Colorado Special Session Update: AI Law Delayed to June 2026, What the Rental Housing and Financial Services Industries Can Do Next
                                
								
Jay Harris, Webb McArthur and Mark D. Metrey - September 10, 2025
                        Jay Harris, Webb McArthur and Mark D. Metrey - September 10, 2025
                                
                                    Hudson Cook Enforcement Alert: FTC Targets Children's Privacy Violations in Settlements with Online Video Platform Operator and Robot Toy Maker
                                
								
Megan Nicholls and Mark D. Metrey - September 8, 2025
                        Megan Nicholls and Mark D. Metrey - September 8, 2025
                                
                                    State Watch: Consumer Protection Enforcement Update - August 2025
                                
								
Anastasia V. Caton - September 5, 2025
                        Anastasia V. Caton - September 5, 2025
                                
                                    Massachusetts Fee Transparency Rules Take Effect: What Rental Housing Providers Need to Know
                                
								
Jay Harris and Mark D. Metrey - September 5, 2025
                        Jay Harris and Mark D. Metrey - September 5, 2025
                                
                                    CFPB Supervision Alert: CFPB Proposes Legal Standard for Nonbank Supervision Proceedings
                                
								
Lucy E. Morris and Kristen Yarows - August 29, 2025
                        Lucy E. Morris and Kristen Yarows - August 29, 2025
                                
                                    Hudson Cook Enforcement Alert: FTC Issues Final Order Against AI Developer Over False Accuracy Claims in AI Content Detection
                                
								
Michael A. Goodman and Mark D. Metrey - August 29, 2025
                        Michael A. Goodman and Mark D. Metrey - August 29, 2025
                                
                                    Massachusetts Data Breach Settlement: A Wake-Up Call for Rental Housing Operators
                                
								
Jay Harris - August 28, 2025
                        Jay Harris - August 28, 2025
                                
                                    CFPB Files Action against Fintech Bank Partner for Alleged Unfair Practices Related to Record Keeping of Consumer Funds
                                
								
Erik Kosa and Taylor A. Krowitz - August 25, 2025
                        Erik Kosa and Taylor A. Krowitz - August 25, 2025
                                
                                    Consumer Financial Services Bites of the Month - August 20, 2025 - "August is Over CFPB"
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - August 25, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - August 25, 2025
                                
                                    FTC Sues Large Gym Chain over Cancellation Policies
                                
								
Robert D. Tilley and Kristen Yarows - August 25, 2025
                        Robert D. Tilley and Kristen Yarows - August 25, 2025
                                
                                    Hudson Cook Enforcement Alert: Texas AG Opens Investigation into AI Developers for Allegedly Misleading Children with AI-Generated Mental Health Services
                                
								
Julia K. Whitelock and Mark D. Metrey - August 18, 2025
                        Julia K. Whitelock and Mark D. Metrey - August 18, 2025
                                
                                    Online Dating Service Agrees to Pay $14 Million to Resolve FTC Lawsuit
                                
								
Lucy E. Morris and Taylor A. Krowitz - August 13, 2025
                        Lucy E. Morris and Taylor A. Krowitz - August 13, 2025
                                
                                    Creditors' Rights and the Constitution: A Difficult (But Not Impossible) Connection to Make
                                
								
Eric D. Mulligan - July 31, 2025
                        Eric D. Mulligan - July 31, 2025
                                
                                    Consumer Financial Services Bites of the Month - July 16, 2025 - "July Morning with the CFPB"
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - July 31, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - July 31, 2025
                                
                                    No AI Law? No Problem. How Massachusetts Attacked AI Underwriting Under Existing State Statutes
                                
								
Mark D. Metrey - July 22, 2025
                        Mark D. Metrey - July 22, 2025
                                
                                    New Residential Property Management Laws: Leasing Compliance Shifts for Summer 2025
                                
								
Jay Harris and Mark D. Metrey - July 14, 2025
                        Jay Harris and Mark D. Metrey - July 14, 2025
                                
                                    Hudson Cook Enforcement Alert: Eighth Circuit Vacates FTC's Negative Option Rule
                                
								
Robert D. Tilley and Kristen Yarows - July 9, 2025
                        Robert D. Tilley and Kristen Yarows - July 9, 2025
                                
                                    State Watch: Consumer Protection Enforcement Update - June 2025: Hot AG Summer kicks off with California's largest-ever CCPA settlement
                                
								
Anastasia V. Caton - July 8, 2025
                        Anastasia V. Caton - July 8, 2025
                                
                                    Is Purchasing Debt Without a License an Unlawful Collection Activity?
                                
								
Clayton C. Swears - July 2, 2025
                        Clayton C. Swears - July 2, 2025
                                
                                    Does the Recent Earned Wage Access Law Change the Regulatory Environment in Arkansas?
                                
								
Clayton C. Swears - July 2, 2025
                        Clayton C. Swears - July 2, 2025
                                
                                    Texas Governor Signs H.B. 700; New York Legislature Passes FAIR Business Practices Act
                                
								
Eric D. Mulligan - June 30, 2025
                        Eric D. Mulligan - June 30, 2025
                                
                                    CFPB's Consumer Response Annual Report for 2024 Analyzes Increased Consumer Complaints
                                
								
Taylor A. Krowitz - June 30, 2025
                        Taylor A. Krowitz - June 30, 2025
                                
                                    Consumer Financial Services Bites of the Month - June 18, 2025 - "Evening in June With the CFPB"
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - June 25, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - June 25, 2025
                                
                                    Consumer Financial Services Bites of the Month - "The CFPB in the End of May"
                                
								
Eric L. Johnson, Justin B. Hosie and Kristen Yarows - June 10, 2025
                        Eric L. Johnson, Justin B. Hosie and Kristen Yarows - June 10, 2025
                                
                                    New Texas Law Offers Financial Institutions an Innovation-Friendly AI Framework
                                
								
Mark D. Metrey - June 4, 2025
                        Mark D. Metrey - June 4, 2025
                                
                                    State Watch: Consumer Protection Enforcement Update - May the Force of Law Be with You
                                
								
Anastasia V. Caton - June 2, 2025
                        Anastasia V. Caton - June 2, 2025
                                
                                    Regulatory Reversal: CFPB's Withdrawal of Interpretive Guidance and Its Impact on the Rental Screening Industry
                                
								
Mark D. Metrey - May 12, 2025
                        Mark D. Metrey - May 12, 2025
                                
                                    Hudson Cook Enforcement Alert: FTC Takes Action against AI Company over Deceptive Accuracy Claims about AI Content Detection
                                
								
Mark E. Rooney and Mark D. Metrey - April 28, 2025
                        Mark E. Rooney and Mark D. Metrey - April 28, 2025
                                
                                    Alaska's Anti-Evasion Bill: A Threat to Small Business Lending and Modern Bank-Fintech Partnerships
                                
								
Catherine M. "Cathy" Brennan - April 24, 2025
                        Catherine M. "Cathy" Brennan - April 24, 2025
                                
                                    CFPB Bites of the Month - April 16, 2025 - "I'll Remember April and the CFPB"
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - April 22, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - April 22, 2025
                                
                                    What the Massachusetts "Junk Fee" Rules Mean for Automotive Sales and Marketing Efforts
                                
								
Thomas P. Quinn, Jr. - April 8, 2025
                        Thomas P. Quinn, Jr. - April 8, 2025
                                
                                    The State Consumer Protection Beat: State AGs Kick Off 2025 with a String of Actions and Support for the CFPB
                                
								
Anastasia V. Caton - March 31, 2025
                        Anastasia V. Caton - March 31, 2025
                                
                                    The CFPB's Future is Unclear, but Its $42 Million Judgment Still Sends a Clear Message
                                
								
Tracy Wang - March 31, 2025
                        Tracy Wang - March 31, 2025
                                
                                    Massachusetts Junk Fee Regulation Presents Challenges to Advertising of Bank Deposit Products
                                
								
Thomas P. Quinn, Jr. - March 31, 2025
                        Thomas P. Quinn, Jr. - March 31, 2025
                                
                                    Consumer Financial Services Bites of the Month - March 19, 2025 - Melancholy March with the CFPB
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - March 31, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - March 31, 2025
                                
                                    Hudson Cook Enforcement Alert: California Privacy Protection Agency Takes CCPA Enforcement Action Against Auto Maker for Alleged Violations of Consumer Privacy Rights
                                
								
Erik Kosa, Mark D. Metrey and Julia K. Whitelock - March 13, 2025
                        Erik Kosa, Mark D. Metrey and Julia K. Whitelock - March 13, 2025
                                
                                    New Massachusetts Business Rule Continues Recent Regulation of Rental Price Disclosures
                                
								
Jay Harris - March 6, 2025
                        Jay Harris - March 6, 2025
                                
                                    CFPB Bites of the Month - February 19, 2025 - CFPB, My Funny Valentine
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - February 28, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - February 28, 2025
                                
                                    FCC's New Robocall One-to-One Consent Standard Postponed by FCC and Vacated by Court on Eve of Effective Date
                                
								
Michael A. Goodman - February 28, 2025
                        Michael A. Goodman - February 28, 2025
                                
                                    New York Courts Appear Skeptical of Certain Fees in Sales-Based Financing Transactions
                                
								
Eric D. Mulligan - February 28, 2025
                        Eric D. Mulligan - February 28, 2025
                                
                                    CFPB Bites of the Month - January 15, 2025 - June in January with the CFPB
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - February 25, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - February 25, 2025
                                
                                    Despite Noble Intentions, Va. Usury Bill Is Bad For Consumers
                                
								
Catherine M. "Cathy" Brennan - February 20, 2025
                        Catherine M. "Cathy" Brennan - February 20, 2025
                                
                                    CFPB Bites of the Month - December 18, 2024 - Run, Run Rudolph, CFPB Ain't Too Far Behind
                                
								
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - February 19, 2025
                        Justin B. Hosie, Eric L. Johnson and Kristen Yarows - February 19, 2025
                                
                                    Expect To Feel Aftershocks Of Chopra's CFPB Shake-Up
                                
								
Robert D. Tilley and Lucy E. Morris - February 18, 2025
                        Robert D. Tilley and Lucy E. Morris - February 18, 2025
                                
                                    CFPB Bites of the Month - 2024 Annual Review - Fintech
                                
								
Catherine M. "Cathy" Brennan, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - February 10, 2025
                        Catherine M. "Cathy" Brennan, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - February 10, 2025
                                
                                    CFPB Bites of the Month - 2024 Annual Review - Debt Collection
                                
								
Anastasia Caton, Chuck Dodge, Eric Johnson, Justin Hosie, and Kristen Yarows - February 7, 2025
                        Anastasia Caton, Chuck Dodge, Eric Johnson, Justin Hosie, and Kristen Yarows - February 7, 2025
                                
                                    CFPB Bites of the Month - 2024 Annual Review - Mortgage
                                
								
Joseph ("Jed") E. Mayk, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - February 6, 2025
                        Joseph ("Jed") E. Mayk, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - February 6, 2025
                                
                                    Yellowstone Capital Settles Lawsuit with New York Attorney General
                                
								
Eric D. Mulligan - January 31, 2025
                        Eric D. Mulligan - January 31, 2025
                                
                                    Virginia Legislature Contemplates Radically Reshaping Existing Interest Rate Authority for Many Lenders
                                
								
Catherine M. "Cathy" Brennan and Rebecca E. Kuehn - January 31, 2025
                        Catherine M. "Cathy" Brennan and Rebecca E. Kuehn - January 31, 2025
                                
                                    CFPB Takes Action Against Fintech for Alleged Deceptive ATM Fee Disclosures and Violations of the Electronic Fund Transfer Act
                                
								
Erik Kosa and Mark D. Metrey - January 31, 2025
                        Erik Kosa and Mark D. Metrey - January 31, 2025
                                
                                    CFPB Bites of the Month - 2024 Annual Review - Credit Cards
                                
								
Daniel J. Laudicina, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - January 29, 2025
                        Daniel J. Laudicina, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - January 29, 2025
                                
                                    Outside the Rule, Inside the Court: FTC Throws a Curve for Rental Housing Rent and Fee Disclosures in Ads and Leasing
                                
								
Jay Harris and Mark D. Metrey - January 22, 2025
                        Jay Harris and Mark D. Metrey - January 22, 2025
                                
                                    CFPB Bites of the Month - 2024 Annual Review - Nondiscrimination and Military Protection Law
                                
								
Erica A.N. Kramer, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - January 21, 2025
                        Erica A.N. Kramer, Eric L. Johnson, Justin B. Hosie and Kristen Yarows - January 21, 2025
                                
                                    Hudson Cook Enforcement Alert: CFPB Fines National Bank and Bank Holding Company for Alleged Violations of the CFPA, TISA, and Regulation DD in Connection with High Interest Deposit Products
                                
								
Michael A. Goodman and Taylor A. Krowitz - January 21, 2025
                        Michael A. Goodman and Taylor A. Krowitz - January 21, 2025
                                
                                    Hudson Cook Enforcement Alert: CFPB Settles with Peer-to-Peer Payment App Company for Allegedly Failing to Prevent Fraud and Investigate Disputes
                                
								
Mark E. Rooney and Kristen Yarows - January 17, 2025
                        Mark E. Rooney and Kristen Yarows - January 17, 2025
Archive
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