Insights
Enforcement Alert: CFPB Orders International Remittance Company to Pay $700,000 Penalty
Michael A. Goodman and Kristen Yarows - December 22, 2022
Michael A. Goodman and Kristen Yarows - December 22, 2022
Enforcement Alert: CFPB Orders National Bank to Pay $3.7 Billion
Lucy E. Morris and Robert D. Tilley - December 21, 2022
Lucy E. Morris and Robert D. Tilley - December 21, 2022
In Two Camps, 37 States and D.C. Urge Supreme Court to Review CFPB Funding Case
Mark E. Rooney - December 15, 2022
Mark E. Rooney - December 15, 2022
CFPB Bites of the Month - Carving Up the CFPB
Eric L. Johnson and Justin B. Hosie - November 30, 2022
Eric L. Johnson and Justin B. Hosie - November 30, 2022
New California Law Impedes Creditors' Ability to Offer Voluntary Protection Products to Military Servicemembers
Catharine S. Andricos and Erica A.N. Kramer - November 30, 2022
Catharine S. Andricos and Erica A.N. Kramer - November 30, 2022
Is Different Pricing for Non-Credit Products and Services Illegal Discrimination? Yes, Says the CFPB, Massachusetts, and the FTC
L. Jean Noonan - November 30, 2022
L. Jean Noonan - November 30, 2022
Enforcement Alert From Hudson Cook: CFPB Fines Mortgage Servicer for Misleading Borrowers About Their Pandemic-Era Mortgage Forbearance Rights
Mark E. Rooney and Erik Kosa - November 17, 2022
Mark E. Rooney and Erik Kosa - November 17, 2022
CFPB Bites of the Month - October Top 10: Ghosts, Goblins & the Spooky CFPB
Eric L. Johnson and Justin B. Hosie - November 1, 2022
Eric L. Johnson and Justin B. Hosie - November 1, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Charges Payment Processor with Using 'Dark Patterns' to Enroll Consumers into Auto-Renewal Plans
Michael A. Goodman - October 19, 2022
Michael A. Goodman - October 19, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Sues Online Lender for Alleged Military Lending Act and UDAAP Violations
Lucy E. Morris - October 2, 2022
Lucy E. Morris - October 2, 2022
Back to School: A Lesson on the Materially Misleading Debt Collection Standard
Julia K. Whitelock - September 30, 2022
Julia K. Whitelock - September 30, 2022
CFPB Bites of the Month - September Top 10: Happy Fall Y'all
Eric L. Johnson and Justin B. Hosie - September 30, 2022
Eric L. Johnson and Justin B. Hosie - September 30, 2022
New York DFS Releases Proposed Commercial Finance Disclosure Regulations
Katherine C. Fisher - September 30, 2022
Katherine C. Fisher - September 30, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Announces Resolution with Regional Bank over Alleged "Surprise Overdraft Fees"
Kristen Yarows and Mark E. Rooney - September 28, 2022
Kristen Yarows and Mark E. Rooney - September 28, 2022
CFPB, State Regulators, and Courts Take Aim at Convenience Fees
Anastasia V. Caton and Taylor A. Krowitz - August 31, 2022
Anastasia V. Caton and Taylor A. Krowitz - August 31, 2022
Thinking of Accepting Payments from Customers via Discretionary Military Allotments? Think Again.
Erica A.N. Kramer - August 31, 2022
Erica A.N. Kramer - August 31, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Announces $2.7 Million Fine Against Consumer Budget-Management Fintech Company
Michael A. Goodman and Robert D. Tilley - August 11, 2022
Michael A. Goodman and Robert D. Tilley - August 11, 2022
SDNY Sustains RICO Claims Against Revenue-Based Financing Companies
Katherine C. Fisher - July 30, 2022
Katherine C. Fisher - July 30, 2022
CFPB, State Regulators, and Courts Take Aim at Convenience Fees
Anastasia V. Caton and Taylor Krowitz - July 30, 2022
Anastasia V. Caton and Taylor Krowitz - July 30, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Fines National Bank $37.5 Million for Misappropriating Customer Data to Open Unauthorized Accounts
Lucy E. Morris and Erik Kosa - July 28, 2022
Lucy E. Morris and Erik Kosa - July 28, 2022
Enforcement Alert from Hudson Cook, LLP: Feds Order Large Mortgage Lender to Pay $22M For Deliberate Discrimination
Mark E. Rooney - July 28, 2022
Mark E. Rooney - July 28, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Sues Payday Lender for Allegedly Concealing Free Repayment Plans and Withdrawing Borrowers' Funds without Authorization
Lucy E. Morris and Kristen Yarows - July 12, 2022
Lucy E. Morris and Kristen Yarows - July 12, 2022
It Takes Two to Tango: Steps a Finance Company Can Take to Protect Its Toes from a Dealership Partner with Two Left Feet
Julia K. Whitelock and Gabriela Chambi - July 12, 2022
Julia K. Whitelock and Gabriela Chambi - July 12, 2022
A Failure to Plan Is a Plan to Fail: Developing a Written Incident Response Plan
K. Dailey Wilson - July 6, 2022
K. Dailey Wilson - July 6, 2022
Refunds of GAP and Other Voluntary Protection Products—a Federal UDAAP Issue?
L. Jean Noonan - June 28, 2022
L. Jean Noonan - June 28, 2022
Connecticut Governor Signs Nation's Fifth Comprehensive Consumer Data Privacy Law
K. Dailey Wilson - June 21, 2022
K. Dailey Wilson - June 21, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Announces Enforcement Action Against the Owner of a Student-Loan Debt Relief Company over Alleged Unauthorized Charges and Withdrawals from Student Borrower Bank Accounts
Michael A. Goodman and Gabriela Chambi - June 10, 2022
Michael A. Goodman and Gabriela Chambi - June 10, 2022
Two CFPB Announcements Bolster Parallel State Enforcement Efforts
Lucy E. Morris and Robert D. Tilley - June 7, 2022
Lucy E. Morris and Robert D. Tilley - June 7, 2022
CFPB Enforcement Alert from Hudson Cook, LLP: CFPB and New York AG Announce Settlement that Includes Permanent Industry Bans Against Debt Collection Companies and Employees
Mark E. Rooney and Robert D. Tilley - May 24, 2022
Mark E. Rooney and Robert D. Tilley - May 24, 2022
CFPB Enforcement Alert from Hudson Cook, LLP: CFPB Orders Debt-Relief Payment Processors to Pay More Than $11 Million and Imposes Industry Bans
Lucy E. Morris and Erik Kosa - May 11, 2022
Lucy E. Morris and Erik Kosa - May 11, 2022
Stuck in a Time Loop: The Compliance Clock Is Still Ticking for Small-Dollar Lenders in 2021
Justin B. Hosie, Erica A.N. Kramer and K. Dailey Wilson - May 5, 2022
Justin B. Hosie, Erica A.N. Kramer and K. Dailey Wilson - May 5, 2022
CFPB Fines Very Large Bank $10 Million for Allegedly Unlawful Garnishments
Lucy E. Morris - May 4, 2022
Lucy E. Morris - May 4, 2022
CFPB Alert from Hudson Cook, LLP: CFPB Obtains Bans Against Student-Loan Debt Relief Companies and CEO
Lucy E. Morris - April 29, 2022
Lucy E. Morris - April 29, 2022
Breaking Down the FTC's Hard-Press Against CafePress: Five Takeaways from the Recent FTC Action
K. Dailey Wilson - April 29, 2022
K. Dailey Wilson - April 29, 2022
CFPB Expands UDAAP Authority to Include Discrimination
Latif Zaman and Kristen Yarows - April 29, 2022
Latif Zaman and Kristen Yarows - April 29, 2022
CFPB Seeks Information on "Junk Fees" Charged by Providers of Consumer Financial Products or Services
Frank Bishop, Jr. - April 29, 2022
Frank Bishop, Jr. - April 29, 2022
CFPB Alert from Hudson Cook, LLP: CFPB Flexes Supervisory Authority Over Nonbanks
Lucy E. Morris and Kristen Yarows - April 26, 2022
Lucy E. Morris and Kristen Yarows - April 26, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Files Lawsuit Against Nationwide Credit Reporting Agency and Senior Executive for Allegedly Violating 2017 Order
Lucy E. Morris and Kristen Yarows - April 12, 2022
Lucy E. Morris and Kristen Yarows - April 12, 2022
Utah Enacts Commercial Financing Disclosure Law
Katherine C. Fisher and Eric D. Mulligan - March 31, 2022
Katherine C. Fisher and Eric D. Mulligan - March 31, 2022
Enforcement Alert from Hudson Cook, LLP: CFPB Announces Consent Order with Student-Loan Servicer Over Alleged Misrepresentations to Borrowers Concerning Eligibility for Public Service Loan Forgiveness
Lucy E. Morris and Robert D. Tilley - March 31, 2022
Lucy E. Morris and Robert D. Tilley - March 31, 2022
The FTC's Sweeping Changes to the Safeguards Rule - Time to Reexamine Your Information Security Program
K. Dailey Wilson - March 15, 2022
K. Dailey Wilson - March 15, 2022
Federal Agencies Take Another Shot at GAP Coverage for Buyers Covered by the Military Lending Act
Robert F. Gage - March 15, 2022
Robert F. Gage - March 15, 2022
Court Upholds "Valid When Made" Rules, But "True Lender" Risk Lives On
Catherine M. "Cathy" Brennan, Mark E. Rooney and Gabriela Chambi - February 16, 2022
Catherine M. "Cathy" Brennan, Mark E. Rooney and Gabriela Chambi - February 16, 2022
Time to Pull Out the Trusty Old Crystal Ball
Shelley B. Fowler, Eric Johnson, Nikki Munro and Patty Covington - February 15, 2022
Shelley B. Fowler, Eric Johnson, Nikki Munro and Patty Covington - February 15, 2022
New FTC Guidance on Posting Customer Reviews Online Includes Surprising Dos and Don'ts
Michael A. Goodman - January 31, 2022
Michael A. Goodman - January 31, 2022
CFPB Continues Aggressive Focus on Student Lending
Lucy E. Morris and Kristen Yarows - January 25, 2022
Lucy E. Morris and Kristen Yarows - January 25, 2022
Is it time to "tune up" your compliance with the Fair Credit Reporting Act ("FCRA")?
K. Dailey Wilson - January 20, 2022
K. Dailey Wilson - January 20, 2022
CFPB Data Point Studies Subprime Financing Rates and Default Risks Across Creditor Types
Chuck Dodge and L. Jean Noonan - January 4, 2022
Chuck Dodge and L. Jean Noonan - January 4, 2022
Archive
Hudson Cook, LLP provides articles, webinars and other content on its website from time to time provided both by attorneys with Hudson Cook, LLP, and by other outside authors, for information purposes only. Hudson Cook, LLP does not warrant the accuracy or completeness of the content, and has no duty to correct or update information contained on its website. The views and opinions contained in the content provided on the Hudson Cook, LLP website do not constitute the views and opinion of the firm. Such content does not constitute legal advice from such authors or from Hudson Cook, LLP. For legal advice on a matter, one should seek the advice of counsel.