Small Dollar Lending and Alternative Consumer Financial Services
Federal & State Compliance
Lawyers in Hudson Cook, LLP's Small Dollar Lending and Alternative Consumer Financial Services practice area include veteran outside counsel, frequent presenters to consumer finance trade association publications and conferences, widely published authors and former in-house counsel. We have decades of combined experience assisting clients in the following industries with federal and state compliance:
- Bank Servicers
- Check Cashers
- Credit Service Organizations
- Internet Lenders
- Lead Generators
- Money Transmitters
- Open-End Credit Providers
- Pawnbrokers
- Payday Lenders
- Payment Processors
- Rent-to-Own
- Small Dollar Lenders
- Tax Refund Providers
- Title Lenders
Lawyers in this practice area advise clients on federal and state lending and consumer protection laws, including the following:
- Bank Secrecy Act/anti-money laundering issues
- CAN-SPAM Act
- Dodd-Frank Wall Street Reform and Consumer Protection Act
- Electronic Fund Transfer Act and Regulation E
- Electronic Signatures in Global and National Commerce Act
- Equal Credit Opportunity Act and Regulation B
- Fair Credit Reporting Act and Regulation V
- Fair Debt Collection Practices Act and state collection practices acts
- Federal Trade Commission Act
- Federal Trade Commission Credit Rules
- Gramm-Leach-Bliley Act and the Privacy and Safeguards Rules
- Servicemembers Civil Relief Act and comparable state laws
- State consumer protection laws
- State direct loan laws, including usury statutes, interest statutes, finance lender laws, small loan laws and consumer credit codes
- State lease-to-own statutes
- State pawnshop statutes
- State tax refund anticipation loan statutes
- State title lending statutes
- Telemarketing and Consumer Fraud and Abuse Prevention Act and the Telemarketing Sales Rule
- Telephone Consumer Protection Act and implementing Federal Communications Commission regulations
- Truth in Lending Act and Regulation Z
- The John Warner National Defense Authorization Act
Attorneys Practicing in this Area
